With over 20 years of experience, we turn short-term Business and Personal Cover into long-term investments.
With decades of experience and building relationships with Insurers,
we navigate the grey areas to assist you in…
Finding cover suited to your specific needs and budget
Fighting for claims that have been unfairly rejected
Finding cover for those loopholes and fine print you might have missed
Your claim, is our claim. Your policy, is our policy.
At Penrisk, we recognize that insurance serves a greater purpose than merely safeguarding assets. It’s about securing your future and nurturing your financial stability.
That’s why we always strive to restore you to your pre-loss position with utmost dedication. Making sure you have the right cover from the start, with claims settled quickly and fairly.
Personal Cover
From your home to your cell phone – there is nothing too big or too small.
- Homeowners & Contents
- Motor Vehicle
- Laptops & Cell Phones
- Pet Insurance
- Travel Insurance
- Moving Insurance
- Cyber Insurance
- Fire Arms Liability
Business Cover
We have a broad client base spanning many Industries.
- Business Insurance
- Marine & Goods in Transit
- Public & Product Liability
- Professional Indemnity
- Directors & Officers
- Events Liability
- Contractors & Plant All Risks
- Travel Insurance
- Cyber Insurance
- Body Corporate
Agricultural Cover
Combined Farm & Personal Cover.
- Asset Insurance
- Public & Product Liability
- Spread of Fire
- Fire & Storm Damage
- Guest Houses & Restaurants
- Loss of Profits
- Accidental Damage
- Goods in Transit
- Machinery Breakdown
Pet Cover
Medical Aid for your Fur Kids.
- Accident Only
- Accident & Illness
- Save with Family Plans
- Individual Plans
- In-house Vets
- Cover for Senior Pets
We are a Family Business, operating in the Short Term Insurance Industry since 1998. We have Clients who are still with us from the start, from multiple industries and backgrounds. With us, Family comes first, and our Clients are part of the Family. We will cover your Personal and Business belongings as if they were our own, within your budget, and what is necessary for you. We will fight for unfairly settled claims as if they were our own.
With more than 20 years of experience in this industry, we have built valuable relationships with both our Clients and Insurers alike. Our relationships are based on values learnt and ingrained from when we were children – Empathy, Trust, Integrity, Honesty, Transparency and Fairness. We work with clients and Insurers who share these values.
Just some of the benefits you will enjoy when covered trough us:
All short term cover under one roof
Get your Personal, Business and even your pets covered with us. One call, everything covered.
Quick and open communication lines
We deal with the Insurance company on your behalf, saving you time and less frustration. No more call centers.
Personalised cover to suit your needs
Not everyone needs the same cover. Optimise your budget, for the cover you really need.
Talk to Us
• Tell us about your personal belongings, business and worries.
• We’re available to you on phone, email, WhatsApp and in person (face-to-face or digital).
Get a Quote
• We’ll make sure you understand your personalized cover in layman’s terms.
• We will point out the strengths and weaknesses, in terms of your budget
We’ve got you covered
• Know you will have peace of mind come claim time.
• View your premium as an investment, and not a grudge purchase.
You don’t have to take our word for it…
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Top 5 common policy loop holes leading to rejected claims
Taking out generalised cover, instead of more specific cover
Not knowing wear & tear of belongings are not covered
Forgetting to cover the property maintenance and add-ons
Having no proof of ownership
Not complying with security requirements
How we can help you avoid disappointment when it is claim time
- We offer general cover, but will specify this cover to your needs and budget.
- Life is busy. If you forget to let us know, we automatically increase your assets by inflation upon renewal.
- Send us your invoices, pictures and valuation certificates – we will store these in the cloud for you.
- Ask us questions, get answers, upload and receive documents, and stay up to date – all at the click of a button. WhatsApp us, and we will get back to you ASAP!